Fifty dollars a fortnight doesn’t feel like much. Skip a few coffees, cut back on takeaway once a week, and it’s covered without really noticing. But super isn’t like a savings account that just sits there. It’s invested, and over time that investment grows. Assuming a 6.1% average annual return, which is a common assumption … Read more
Why a binding death benefit nomination matters more than your will when it comes to Super Most people assume their will covers everything they own, but it doesn’t. Super, for example, sits outside your estate, which means your will has no say over who gets it. The only thing that decides where your super goes … Read more
Until recently, most employers paid superannuation guarantee contributions quarterly. That meant money you earned in July might not have reached your super account until October. Since 1 July 2026, that’s changed. Under Payday Super, employers must now pay super at the same time as wages, whether that’s weekly, fortnightly, or monthly. This might have easily … Read more
Pre-retirees and retirees often want to help their children get ahead, but they also need confidence that their own retirement lifestyle, healthcare needs and future aged care costs won’t be compromised. How to support the next generation while protecting your own financial future For many Australians, helping their children financially is one of life’s greatest … Read more
