There’s one thing for certain, we all have the same amount of time each day. How is it then that some people seem to accomplish more, sometimes even while doing less, in their lives? You need to focus on working smarter. Here are some productivity tips from billionaires like Bill Gates, Jeff Bezos, Warren Buffet, … Read more
Recently retired couple, David and Erica, were fit and active and planning a sea-change when David suffered a stroke, leaving him unable to walk or speak. David had been a strong, strapping man, who now needed around-the-clock care. His doctor recommended either an aged care facility or a home carer that provided appropriate services. Throughout … Read more
Over the last 100 years global share markets have experienced many major setbacks, including the Great Depression of the 1930s, several wars, the ‘crash of 1987’, and the Global Financial Crisis. But for every low, recovery has followed – they just take time. What stops most people from investing in (or returning to) the share … Read more
It’s always a good idea to regularly check in on your financial position. For those who find themselves with spare funds, it often raises the question, “Should I pay down my home loan or invest these funds elsewhere?”. For most, there is nothing like the comfort of reducing their mortgage. Knowing you’re building ever more … Read more
While self-managed super funds have long been the preserve of older Australians with time on their hands and large superannuation balances, recent data suggests that younger Australians are increasingly choosing to take direct control of their superannuation savings. According to the Self-managed Super Fund Quarterly Report for September 2022, published by the Australian Tax Office, … Read more
Headlines and opinions are flying left right and center following the Reserve Bank of Australia (RBA)’s ninth rate hike in a row in February, and its governor, Phillip Lowe, asked to front a recent parliamentary committee hearing with a “please explain!”. We thought it a good time to dive into why it is that the … Read more
As the cost of living and market uncertainty continues to rise, it’s no wonder less than 15% of pre-retirees expect their retirement lifestyle to be an improvement on their current lifestyle. The Super Savvy Report 20231 by CoreData and Australian Seniors, explores what matters most to our senior community. Surveying over 5,000 Australians over the … Read more
We anticipate a difficult and volatile year ahead in investment markets. At a time of record government and consumer debt levels, 2022 saw the return of persistent inflation for the first time in 40 years, with central banks pushing up rates to levels that deliberately slowed economic activity. This was exacerbated by geopolitical factors that … Read more
