Month: June 2026
Financial Literacy for Life. What Schools Don’t Teach
Most of us left school knowing how to calculate the area of a triangle. Very few of us left school knowing how superannuation compounding works, how to read a credit card statement, or what a reasonable emergency fund looks like. That gap has consequences. Research from UNSW has found that people with limited financial knowledge … Read more
Debt-free retirement: Should you pay off your mortgage first?
Should you enter retirement with a mortgage? The real numbers might surprise you For many Australians approaching retirement, the home loan looms large, emotionally and financially. The dream of crossing the threshold into retirement with the mortgage stamped “paid” is deeply compelling. But is it always the smartest move? The answer, perhaps unsurprisingly, is, … Read more
The four stages of retirement spending. Planning for change
The four stages of retirement spending. Planning for change Retirement is rarely the single, steady chapter people imagine. In reality, it unfolds across four distinct phases, each with its own rhythm, priorities, and costs. Getting your head around this shift is one of the most powerful things you can do to protect your lifestyle and … Read more
