The silent wealth drain hiding in your bank account There’s a particularly insidious kind of financial leak, one that never feels painful because each individual charge is so small. Subscriptions. Westpac customer data reveals that average monthly household spending on subscriptions increased 11% in 20251 against a backdrop of a cost-of-living crisis where every dollar … Read more
Divorce is one of life’s most disorienting experiences. Even when it’s the right decision, the financial fallout can feel overwhelming. In 2024, almost 50,000 divorces were granted in Australia,1 and for many, the hardest part isn’t the legal process. It’s figuring out what comes next. A clear financial plan can help you recover and start … Read more
The conventional wisdom that retirees should abandon growth assets at 65 is outdated and potentially dangerous. It’s important to understand that retirement isn’t the finish line, it’s a marathon that often runs three decades. Staying partially in growth assets in retirement can help sustain wealth. The real question isn’t whether to include growth assets, it’s … Read more
The dream versus the plan Australians are starting side hustles at a remarkable pace, and plenty are quietly outgrowing their day jobs. But enthusiasm alone doesn’t pay the bills. The leap from side income to full-time business is one of the most consequential financial decisions you’ll make, and the difference between freedom and financial stress … Read more
