The big picture Strong market returns have continued, however, the drivers of returns have changed over the last year, pivoting away from the US and Artificial Intelligence (AI). Developed markets are expecting earnings to broaden from the returns from AI that have dominated over the last three years. However, headwinds may lead to subdued and … Read more
Why your employer’s 12% is just the starting point Your employer now contributes 12% of your ordinary earnings into super, a milestone reached on 1 July 2025 after more than three decades of gradual increases. That’s meaningful progress, but for most Australians it’s still not enough to fund the retirement they’re imagining. The good news? … Read more
With the end of the financial year fast approaching, there may be some valuable opportunities that are worth discussing with your financial planner. Depending on your personal circumstances, there potentially are some beneficial planning strategies you can implement before 30 June 2026. Important: Certain eligibility requirements may apply to strategies listed below. To avoid potential … Read more
Christine, 52, recently discovered she was paying $18,000 annually for insurance policies designed when her twins were toddlers. Her mortgage is now $120,000 (not $450,000), her kids earn their own salaries, and her super balance sits at $380,000. Yet she’s still insured as though she’s a 35-year-old single parent carrying maximum debt. Premiums can nearly … Read more
