Dementia affects approximately 500,000 Australians today, with this number projected to increase to over 1.1 million by 2058, according to Dementia Australia. It’s now the second leading cause of death among Australians and the leading cause of death for Australian women. Key Signs to Watch For Memory Changes: Forgetting recent information, repeating questions, or increasingly … Read more
Most people are familiar with the idea of working hard for their money. But financially savvy people have a different and more strategic mindset. They make their money work hard for them. You too can use any surplus from your employment income, or side hustle to create passive income streams and valuable assets. Once you … Read more
If you’re approaching retirement during today’s roller-coaster stock market, you might feel anxious about your financial future. With super balances fluctuating and economic uncertainty making headlines, many pre-retirees wonder if their retirement dreams are still within reach. Pre-Retiree concerns Market volatility can be particularly stressful when you’re heading toward retirement. You’ve spent decades building your … Read more
1 July 2025 marks a significant milestone for Australian workers’ retirement savings. The superannuation guarantee rate has increased from 11.5% to 12%, representing the final step in the gradual increases that have been building your retirement nest egg over recent years. What could this mean for you? This 0.5% increase might seem small, but it … Read more
Evaluate your current situation You can use a retirement calculator, such as MoneySmart1 to roughly estimate how much money you could have when you retire. Consider all your retirement income streams, including your super, employment, and other investments. Also, consider whether you have any outstanding debts or multiple super accounts. Having multiple super accounts can … Read more
