Does your money mindset have your back? Or… Does it hold you back? If you’ve never really thought about it, you’d be forgiven. When it comes to our financial success, we tend to focus on things like income, investments, and expenses. It makes sense to put our financial position down to how much we earn or … Read more
As cost-of-living increases, many of us look for obvious ways to cut expenses, like cancelling streaming services, dining out less, and skipping extras in our shopping baskets. But what about the less obvious ways? Sneaky fees and charges can increase our day-to-day living expenses without us realising it. Here are some hidden or avoidable costs … Read more
Do you know Olivia? Perhaps she reminds you of someone you know. Olivia always known that saving for her first home would require a bucket-load of discipline and sacrifice. And when she thought about the amount needed for a deposit…well, it all seemed too hard. Whether it was a weekend away with friends, or the … Read more
For many Australians, particularly young Australians, the dream of home ownership is often accompanied by the reality of carrying student loans, known as HECS-HELP debt. Understanding the impact of HECS debt on your ability to secure a home loan can help you plan for and navigate the home loan process. Example Sarah, is a 32-year-old … Read more
Since the earliest days of commerce, industries have looked for ways to reduce costs. For many, this meant designing business models around a lean workforce. Yet, seasonal peaks and troughs and operational pressures exposed a flaw in this thinking. Cue the gig economy worker, or freelancer. While freelancing has been around for years, it really gained … Read more
