Month: January 2025

Do you know Olivia? Perhaps she reminds you of someone you know. Olivia always known that saving for her first home would require a bucket-load of discipline and sacrifice. And when she thought about the amount needed for a deposit…well, it all seemed too hard.  Whether it was a weekend away with friends, or the … Read more

For many Australians, particularly young Australians, the dream of home ownership is often accompanied by the reality of carrying student loans, known as HECS-HELP debt. Understanding the impact of HECS debt on your ability to secure a home loan can help you plan for and navigate the home loan process. Example Sarah, is a 32-year-old … Read more

Since the earliest days of commerce, industries have looked for ways to reduce costs. For many, this meant designing business models around a lean workforce. Yet, seasonal peaks and troughs and operational pressures exposed a flaw in this thinking. Cue the gig economy worker, or freelancer. While freelancing has been around for years, it really gained … Read more