Month: November 2024
Know your rights when debt collectors call
Debt is a fact of life. Rarely is a home or expensive consumable purchased without finance of some kind. Australians typically manage their financial obligations well, but higher interest rates, cost of living pressures and unexpected expenses can combine to stress a household budget. In an increasingly cashless economy, it can be more difficult to … Read more
When life changes, should your financial goals change too?
Marcus and Fleur, both in their 40s, led active, healthy lives with two teenage kids. Their financial plan was straightforward: work hard until their mid-50s, then retire at 60 and travel the world. That all changed one weekend. While heading to their kids’ sports event, Marcus suddenly felt unwell—dizzy, pale, and struggling to catch his … Read more
Navigating the transition from Disability Pension to Age Pension
Do you or someone in your care have a permanent incapacity and receive the Disability Support Pension? As you approach Age Pension age, you (or they) will be invited to transfer to the Age Pension 13 weeks before reaching age 67. While there are commonalities between the two payments, notably the payment rates and means … Read more