Lifespan Articles

When you start investing, two crucial questions determine your strategy: how long until you need the money, and how much risk you can handle. Time

The big picture Strong market returns have continued, however, the drivers of returns have changed over the last year, pivoting away from the US and

Why your employer’s 12% is just the starting point Your employer now contributes 12% of your ordinary earnings into super, a milestone reached on 1

With the end of the financial year fast approaching, there may be some valuable opportunities that are worth discussing with your financial planner. Depending on

Christine, 52, recently discovered she was paying $18,000 annually for insurance policies designed when her twins were toddlers. Her mortgage is now $120,000 (not $450,000),

What are franking credits? Australian dividend investing has a distinct advantage over most international markets — and it comes down to one key feature. Franked

“I feel guilty every time I spend money now.” After forty-two years as a teacher, Margaret had saved diligently, built a solid super balance, yet

You don’t need to keep wondering if it’s too late to make a real difference to your retirement. If you’re approaching your later working years

We all know that building a house first requires ensuring you are building on a strong foundation. Your financial life works the same way. Savings

Three months after moving in together, Tom discovered his partner had $18,000 in credit card debt. She thought he knew. He assumed everything was fine.

Last month, Sarah broke her ankle playing netball on Saturday afternoon. Without the ability to drive or stand for long periods, her job’s impossible right

Margaret’s decision At 62, Margaret stood in her four-bedroom family home in the northern suburbs, surrounded by decades of memories. With her children settled elsewhere